No Bailout!

Most people don't understand what the so called bailout really consist of.

We'll I'm going to explain it to you. You won't hear this in the news or from congress. You might think that the bailout is to cover the so called subprime loans made to lower income people.

That's a half truth. The truth is that 75% of the loans were made to middle to upper income homeowners and business commercial properties.

Know if they were to pay off all of the forclosed property and gave the properties back to the homeowners free and clear. The bailout would only add up to $160,000,000,000 that's $160 billion dollars.

So why do they want $700 billion dollars? They are trying to pay the investors there profits!!!!

That's totally wrong. As an investor and I am one, investing is a risk and there's no guarantee you'll make your money back or a profit on the money you invest.

As least if you're a regular investor like me.

So the government is offering to pay the bad debt for these companies/investors. They will be giving the banks the houses free and clear to resell on the market.

My solution #1: Pay off all of the bad debt, $160 billion. Give the home owners the properties back free and clear. To make it fair all the other homeowners that aren't in forclosure lower their mortgage loan to 5% interest.

Investors that were looking to make a profit. Too bad!!!! That's life.

My solution #2: Don't bailout anyone at all and let the market do it's thing.