Be Happy Regardless of What May Happen

Merry Christmas and Happy New Years!

Its been a pretty good month and I'm looking for great things in 2009!

Before I start I've decided no matter what I'll be happy. I don't know why I've decided to do this but I'm going to do it.

I decided to do this on Christmas Eve while shopping at the grocery store.

And I got off to a great start! One of my company delivery vans broke down on Christmas Eve. One of my delivery drivers decided to deliver 75% of his route due to the bad weather we had up here in Wisconsin.

A furniture store that advertises in my publication wrote 2 bad check totally $600.00.

I told my wife of my decision and she said just be happy.

Let's see...I just had $600 in returned checks to my account
I had to rent a Uhaul van to replace the other delivery van. But due to the Christmas holiday I had to pay for 2 day instead of 1 day. $150.00

The repairs to the van was $250.00

The cost of one of my drivers only doing 75% of his route is tough. For 19 years we've never missed delivery my publication to a store regardless of Rain, Sleet or Snow!

But I continued to have a positive outlook and a happy state of mind.

I had plenty of good things happen on Friday. I won't bore you with them but they have a lot of 0's behind a certain number heigher than 8. We'll leave it at that.

You know that I'm on the job reviewing and investigating any and everything companies are offering to get people out of debt.

I have a Preliminatary Warning! This is a need more information and don't touch it until. But I won't say it's good or bad yet!

Mortgage Auditing Companies.

These are companies promising to audit your mortgage documents to see if there are mistakes that you can be credited for.

Read that sentence again...read that sentence again...read that sentence again.

Why because everyone that I talk too including the representative from one of these companies have implied...

We audit your documents to see if there are mistakes that can allow us to re-negotiate your mortgage terms.

Well so far in my investigation of what they offer on paper / their contract is to audit your mortgage contract for mistakes such as over charges to your interest rate, fee's, etc.

They don't suggest that they will be able to re-negotiate your mortgage terms.

But they imply this in there advertising! WORDS HAVE SEVERAL MEANINGS - WORDS HAVE A WAY OF MEANING WHAT YOU WANT THEM TO MEAN RATHER THAN WHAT THEY REALLY ARE PUT TOGETHER TO MEAN.

That must be the reason why there are so many mis-understanding on this planet.

So if you're looking at any offers made by a company make sure you read there offer for what it is.

Steve - how and the hell do I do that?

Read the offer 2 or 3 times and listen to what you're saying. If it could mean something else ask the company rep for clarification. Don't be afraid or embarrassed, it could save you a lot of heart ache and money!

Happy Holidays
Steven Williams
The Real Debt Solution